About Us
Welcome to Auer Legal Services, L.L.C.
Navigating the complexities of legal challenges can be daunting, but you don't have to face them alone. At Auer Legal Services, we are committed to providing robust legal representation and personalized assistance tailored to your unique situation. Our dedicated team specializes in a variety of practice areas designed to protect and empower our clients.
Expertise You Can Trust:
- Consumer Protection: Safeguarding your rights as a consumer is paramount. Whether it's deceptive trade practices or warranty issues, we're here to ensure that you're treated fairly.
- Civil Litigation: When disputes arise, having a skilled attorney by your side can make all the difference. We represent individuals and businesses alike, handling cases with precision and diligence.
- Foreclosure Defense: Facing foreclosure can be incredibly stressful. Our firm works tirelessly to defend your home from foreclosure, exploring every option available.
- Bankruptcy: If you're overwhelmed by debt, bankruptcy might offer a fresh start. We provide compassionate guidance through the bankruptcy process, helping you regain financial stability.
- FCRA Litigation: Errors on your credit report can have serious consequences. We specialize in Fair Credit Reporting Act litigation to help correct those errors and protect your credit standing.
- FDCPA Litigation: Harassment from debt collectors should never be part of anyone's life. We litigate under the Fair Debt Collection Practices Act to stop abusive collection practices.
At Auer Legal Services, L.L.C., we understand that legal issues can impact every aspect of your life. That's why we approach each case with a strategic blend of knowledge, experience, and personal attention—because your peace of mind is our priority.
Take the first step towards resolving your legal matters with confidence. Contact us today for a consultation where we will listen carefully to your concerns and outline a clear path forward.
Partner with Auer Legal Services, L.L.C., where dedicated advocacy meets exceptional results.
Frequently Asked Questions
What is the Fair Debt Collection Practices Act (FDCPA)?
The FDCPA is a federal law that regulates the behavior of debt collectors, prohibiting abusive, deceptive, or unfair practices when attempting to collect debts. Violations can lead to litigation and compensation for damages.
What damages can I recover in an FDCPA lawsuit?
If successful in an FDCPA lawsuit, you may recover statutory damages up to $1,000, actual damages (such as emotional distress or financial harm), and reasonable attorney's fees and costs.
What types of bankruptcy are available for individuals and businesses?
Individuals typically file Chapter 7 (liquidation) or Chapter 13 (reorganization), while businesses may file Chapter 7 or Chapter 11 (reorganization). Our attorneys will help you understand which option best suits your financial situation and goals.
Can bankruptcy help me avoid foreclosure or repossession?
Absolutely. Filing bankruptcy often halts foreclosure proceedings and repossessions, allowing you to reorganize your debt or catch up on missed payments under a court-approved plan.
How do I know if a debt collector has violated the FDCPA?
Common violations include harassment, repeated calls, using threatening or obscene language, falsely representing the debt amount or legal consequences, and attempting to collect debts not owed. Consulting an attorney can clarify if your rights have been violated.
Can the Federal Trade Commission (FTC) assist me with unfair debt collection practices?
Yes, the FTC investigates widespread debt collection abuses and enforces compliance. While the FTC doesn't represent individual consumers, its actions can support private litigation and lead to broader regulatory enforcement.
Will filing bankruptcy stop creditors from calling me?
Yes. Once you file bankruptcy, an automatic stay immediately goes into effect, prohibiting creditors from pursuing collection actions, including calls, lawsuits, wage garnishments, and foreclosures.