Consumer Protection
Welcome to Auer Legal Services – Your Shield in the Marketplace
In a world where transactions occur at the blink of an eye and fine print gets finer, you deserve a champion who ensures that your rights as a consumer are not just acknowledged but fiercely protected. That's where we step in. Auer Legal Services is your expert ally in navigating the complex labyrinth of consumer protection law.
Are you battling deceptive trade practices? Have you fallen prey to false advertising? Perhaps you're grappling with defective products or unfair business tactics. Whatever your challenge, our dedicated team of legal experts specializes in turning the tide in your favor.
At Auer Legal Services, we don't just offer counsel; we provide peace of mind. Our attorneys are seasoned warriors against consumer injustice, crafting strategies that defend and uphold your interests with unyielding dedication. From negotiating settlements that compensate for your grievances to tenaciously litigating on your behalf, we have one goal in mind: securing the justice you rightfully deserve.
Your journey towards consumer empowerment begins here. Join forces with Auer Legal Services and experience unmatched advocacy tailored to safeguarding what matters most to you. Because when it comes to defending consumers, we don't just practice law—we set the standard.
Stand firm against exploitation. Assert your rights with us by your side.
Contact Auer Legal Services today – because your protection is our priority.
Frequently Asked Questions
What is the Fair Debt Collection Practices Act (FDCPA)?
The FDCPA is a federal law that regulates the behavior of debt collectors, prohibiting abusive, deceptive, or unfair practices when attempting to collect debts. Violations can lead to litigation and compensation for damages.
What damages can I recover in an FDCPA lawsuit?
If successful in an FDCPA lawsuit, you may recover statutory damages up to $1,000, actual damages (such as emotional distress or financial harm), and reasonable attorney's fees and costs.
What types of bankruptcy are available for individuals and businesses?
Individuals typically file Chapter 7 (liquidation) or Chapter 13 (reorganization), while businesses may file Chapter 7 or Chapter 11 (reorganization). Our attorneys will help you understand which option best suits your financial situation and goals.
Can bankruptcy help me avoid foreclosure or repossession?
Absolutely. Filing bankruptcy often halts foreclosure proceedings and repossessions, allowing you to reorganize your debt or catch up on missed payments under a court-approved plan.
How do I know if a debt collector has violated the FDCPA?
Common violations include harassment, repeated calls, using threatening or obscene language, falsely representing the debt amount or legal consequences, and attempting to collect debts not owed. Consulting an attorney can clarify if your rights have been violated.
Can the Federal Trade Commission (FTC) assist me with unfair debt collection practices?
Yes, the FTC investigates widespread debt collection abuses and enforces compliance. While the FTC doesn't represent individual consumers, its actions can support private litigation and lead to broader regulatory enforcement.
Will filing bankruptcy stop creditors from calling me?
Yes. Once you file bankruptcy, an automatic stay immediately goes into effect, prohibiting creditors from pursuing collection actions, including calls, lawsuits, wage garnishments, and foreclosures.