Privacy Policy

We created this privacy statement in order to demonstrate our commitment to privacy and security and to clearly define these standards to our website visitors. This privacy policy notice applies solely to information collected by this website.

The following discloses our information gathering and dissemination practices for this website:

  • We use the IP address of Consumers to help diagnose problems with our server and to administer our website.
  • We use cookies to keep track of shopping cart contents and/or referral information.
  • Our site uses an order form for Consumers to request information about our products, and services. We collect Consumer’s contact information (like their email address, phone number or mailing address). We use contact information from the form to send products, information or offers.
  • The Consumer’s contact information may also be used to get in touch with the Consumer if necessary to solve a problem.
  • When you fill out a contact form or otherwise contact us, we may retain your communications in order to process your inquiries, respond to your requests and improve our services.
  • In some cases, information you provide through third-party services like toll-free numbers for this site or live chat services may be retained in order to process your inquiries, respond to your requests and improve our services. Information collected by these third party services is also governed by their privacy policies.
  • We may use your email address, phone number or mailing address to communicate with you about our services.
  • We may use any information that you provide or that we collect to provide, maintain, protect, and improve our services (including advertising services) and develop new services.
  • At any time consumers may opt-out of receiving future mailings; see the choice/opt-out section below.
  • At any time consumers may contact us to request that we delete contact information provided to us; see the choice / opt-out section below.

Please note: if you communicate with us through this site, it is possible that your communication may not be treated as privileged or confidential. If you communicate with us through this site in a matter or condition for which we already represent or treat you, please remember that Internet e-mail and contact forms are not secure by nature and you should avoid sending sensitive or confidential Internet messages.

Information sharing
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information provided by consumers. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing consumers, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, we may share aggregated demographic information with our partners that do not contain personally identifiable information.

Security
This site has security measures in place to protect the loss, misuse and alteration of the information under our control. We store all user information in databases protected via a variety of access controls as well as being physically located in a secure facility. This data is accessed only for the purposes specified in this privacy statement.

Choice/Opt-Out
You can opt out of receiving future communications from us. You may also request to see any information about you that we have stored, and you may request that we delete any of this information. Please see below for how to contact us.

Website Usage Disclaimers
Our company is responsible for the content of this website. This website is designed for general informational purposes only and it does not constitute legal or medical advice nor the formation of a lawyer-client or doctor-client relationship.

How to Contact Us
If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, please visit our contact page.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act (FDCPA)?

The FDCPA is a federal law that regulates the behavior of debt collectors, prohibiting abusive, deceptive, or unfair practices when attempting to collect debts. Violations can lead to litigation and compensation for damages.

What damages can I recover in an FDCPA lawsuit?

If successful in an FDCPA lawsuit, you may recover statutory damages up to $1,000, actual damages (such as emotional distress or financial harm), and reasonable attorney's fees and costs.

What types of bankruptcy are available for individuals and businesses?

Individuals typically file Chapter 7 (liquidation) or Chapter 13 (reorganization), while businesses may file Chapter 7 or Chapter 11 (reorganization). Our attorneys will help you understand which option best suits your financial situation and goals.

Can bankruptcy help me avoid foreclosure or repossession?

Absolutely. Filing bankruptcy often halts foreclosure proceedings and repossessions, allowing you to reorganize your debt or catch up on missed payments under a court-approved plan.

How do I know if a debt collector has violated the FDCPA?

Common violations include harassment, repeated calls, using threatening or obscene language, falsely representing the debt amount or legal consequences, and attempting to collect debts not owed. Consulting an attorney can clarify if your rights have been violated.

Can the Federal Trade Commission (FTC) assist me with unfair debt collection practices?

Yes, the FTC investigates widespread debt collection abuses and enforces compliance. While the FTC doesn't represent individual consumers, its actions can support private litigation and lead to broader regulatory enforcement.

Will filing bankruptcy stop creditors from calling me?

Yes. Once you file bankruptcy, an automatic stay immediately goes into effect, prohibiting creditors from pursuing collection actions, including calls, lawsuits, wage garnishments, and foreclosures.

Contact Us

(256) 901-9281

201 Cahaba Valley Parkway Pelham, AL 35124